The quarter gone by was marked by significant partnerships that have strengthened our position in the market. Notably, we formed strategic partnership with renowned market market leaders in the automotive and logistics ecosystem, including CJ Darcl Logistics, Pasco Motors LLP, and BluSmart Mobility. These collaborations have empowered them to expand their businesses by capitalizing on our innovative financing solutions, while adding value to our book quality.

By embracing emerging technologies and implementing cutting-edge solutions, we are well-positioned to adapt to changing market dynamics and deliver exceptional value to our customers. Effectively, we have partnered with Fiserv, a global leader in payments and financial solutions, to further fortify our digital lending capabilities and introduce bespoke new age digital products that solve dynamic cash flow requirements of the logistics industry.

Moreover, our tech transformation empowers us to establish Tata Motors Finance as “preferred” life cycle auto financier that offers on-tap digital finance solutions to commercial vehicle operators, covering for their operating expenses like fuel, payroll and taxes, lubricants, tolls, insurance, spare parts, repairs, and tyres.

Moving ahead towards FY-24, we wholeheartedly embrace the philosophy of 'building together’ while adopting a ‘quality-focused’ approach in all aspects of our business.

We value the contributions of each stakeholder and recognize the importance of collaboration, transparency, and shared goals. By fostering strong relationships and actively engaging with our stakeholders, we look forward to collectively navigate through challenges, seize opportunities, and create a brighter future for all.